Financial Inclusion of Fishermen Households and the Role of Micro Finance (A Study in Visakhapatnam City, AP., India)

By Prof. R. Ramakrishna, Dr. K. Harika and Sri T. Radha Krishna

The present publication, Financial Inclusion of Fishermen Households and the Role of Micro Finance, is a study in Visakhapatnam City, Andhra Pradesh, focusing on trends in urban indebtedness, factors affecting borrowing and indebtedness of fisher women, and factors influencing repayment of loans. It also explores various aspects of empowerment and the role played by Self Help Groups in empowering fisher women, showing how the SHG experiment has improved their borrowing from formal sources of credit, reduced transaction costs and improved loan repayment rates. The publication will be useful in framing better policies for empowering women.